Center for Student Affairs Research
A Consortium-Based Student Affairs Research Organization

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The study had three objectives. The first was to gather benchmark information about credit card use among enrolled college students in Oklahoma. The second was to examine the students’ attitudes toward credit card use, their debt handling habits, their understanding of the implications of credit card debt, their sources of learning about financial responsibilities and debt management, and the effects of credit card use on their collegiate experiences. The third was to identify factors related to debt handling problems.

This survey represents the nation's first statewide study of credit card use among college students.

• Participating institutions may request the June 2003 preliminary report by emailing CSAR.

• The final 2003 Oklahoma College Student Credit Card Study is here (PDF).